A common question that homeowners ask is, “Is my pool enclosure covered by insurance?” After all, if you live in an area that experiences harsh weather, you want to make sure your investment has protection. Continue reading to discover the answer to your question and the reasoning behind it.
1. Insurance Provider
Every insurance provider has different policies, so you need to take them into account. The best way to find out if your insurance provider offers insurance for your pool cage is to ask one of their agents. If your current provider does not provide insurance, you can always shop around for one who does.
2. Coverage Options
After you ensure that your insurance provider offers coverage for your pool screen, you need to determine the amount of coverage you require. Sometimes, insurance companies will only provide a certain amount of coverage for your pool screen. For example, some insurance providers may cover the metal frame of your pool screen, but not the screen itself. Others will set a financial limit and will only cover up to that amount. To determine the best coverage for your pool screen, always discuss all possible options with your provider.
3. Ensure that You Receive Coverage
Too often, people assume that their homeowners’ insurance automatically covers their pool screen. This is not always true! While some homeowners’ insurance plans cover it, others exclude it. Never assume that your insurance provider will cover your pool cage; always ask!
Protect Your Pool Enclosure With Insurance
As you can see, the question of whether your pool enclosure is covered by insurance isn’t answered with a simple yes or no. It all depends on your insurance provider and your coverage options. Never assume that your pool screen will be covered under homeowners’ insurance! Always ask your provider if you are uncertain. If you need a professional to come and rescreen your pool cage in Sarasota, Florida, CRA is the place to call.
